Though we all knew this was coming - when it happens it hits hard. It all started when Trump was elected and a client in Virginia told me what was going on with emergency management. She had worked for them for years and luckily was able to retire.

Closer to home for me are the friends and clients hard hit by climate change who lost everything. Many are seniors who moved to Florida - buying modest affordable homes hoping to peacefully retire as they were burned out. Insurance companies increased rates or dropped many of them as the money ran out - leaving the less fortunate to lose everything in a storm. Often waiting days or weeks for help - FEMA was their last hope - and now we arrive at ...

Trump says he plans to phase out FEMA after 2025 hurricane season   CNN - June 11, 2025